SERVICE CHARGES W.E.F. 1st December, 2022


SR. No PARTICULARS REVISED CHARGES

1

SAVINGS & CURRENT DEPOSITS

 

a)

MINIMUM BALANCE CHARGES
(Failure to maintain minimum average balance per Month)

 

 

i) For Savings Account
Savings A/c Minimum Monthly Average Balance Rs.1000/- per day With Cheque book and Rs.500/- per day Without Cheque book.

Extent of Shortfall (Slabs)

Up to 25%

Above 25% & Up to 50%

Above 50% & Up to 75%

Above 75%

Charges

With ChequeBook Without Cheque Book

Rs.10/- + App. Tax

Rs.5/- + App. Tax

Rs.20/- + App. Tax

Rs.10/- + App. Tax

Rs.30/- + App. Tax

Rs.15/- + App. Tax

Rs.40/- + App. Tax

Rs.20/- + App. Tax

 

ii) For Current Account
Current A/c Minimum balance Rs.2500/-

 Rs.150/- + App.Tax (Per Month Till default Continue)

b)

STATEMENT CHARGES

 

 

i) Daily / Weekly / Monthly e-Statement (Savings, Current, CC, OD A/c.) through registered email as per mandate.

Nil

 

ii) First Monthly Statement (Print / on mail) / Passbook Printing

Nil

c)

Passbook Charges

 

 

Current A/c , CC/OD A/c

Rs.10/- + App. Tax

d)

DUPLICATE PASSBOOK / STATEMENT CHARGES

 

 

i) Duplicate Passbook (with present balance)

 Per Passbook Rs.60/- + App. Tax

 

ii) Duplicate Passbook (with previous entries)

Minimum Rs.150/- or Per page Rs.10/-
whichever is higher + App. Tax

 

iii) Duplicate A/c Statement - Per page

 

 

    1) Savings A/c

Rs.50/- + App.Tax  

 

    2) Current A/c

Rs.75/- + App.Tax  

 

iv) Specific request for System generated PDF Statement through registered E-mail

Rs.50/- + App.Tax

 

v) Duplicate A/c Statement with Stamp(Scanned and sent on registered E-mail)

Rs.75/- + App. Tax per page

e)

Transaction Charges

 

 

    i) Savings A/c

Free upto 50 debit transaction per month, thereafter Rs.2/- + App. Tax per debit transaction.

 

    ii) Current A/c

Nil

f)

Ledger Folio Charges

 

 

   i) Current A/c

- 1 folio = 1 to 50 entries.
- Per month 1 folio free.
- Above 1 folio, Charges of Rs.10/- + App. Tax per folio per month.
- 240 times monthly average balance

g)

ACCOUNT CLOSING CHARGES

 

 

   i) Savings A/c
(No charges for Small Basic Savings A/c, Basic Savings A/c, Student Savings A/c, Salary Savings A/c and Death Case)

 

 

   a) A/c closed within one year

Rs.300/- + App. Tax for

 

   b) Unused Cheque book charges for Savings A/c.

Rs.4/- + App. Tax (per Cheque)

 

   ii) Current A/c

 

 

 a)  A/c closed within 6 months

Rs.750/- + App. Tax

 

 b) A/c closed within one year

Rs.500/- + App. Tax

 

 c) Unused Cheque book charges for Current,CC & OD A/c.

Rs.10/- +App. Tax (per Unused Cheque)

h)

RETURN OUTWARD ( CTS/ECS/NACH/ACH/OBC)

 

 

   i) Upto Rs.1.00 Lakh

Rs.100/- + App.Tax  ( per instrument )

 

   ii) Above Rs.1.00 Lakh

Rs.250/- + App.Tax  ( per instrument )

 

   iii) OBC Inward by Post

Rs.60/- + Postage + App.Tax.


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