SERVICE CHARGES W.E.F 01/05/2021 (Updated on 21-09-2021)


SR. No PARTICULARS REVISED CHARGES

1

SAVINGS & CURRENT DEPOSITS

 

a)

MINIMUM BALANCE CHARGES
(Failure to maintain minimum average balance)

 

 

i) For Savings Account
Savings A/c Minimum Average Balance Rs.1000/- per day With Cheque book and Rs.500/- per day Without Cheque book.

Nil

 

ii) For Current Account
Current A/c Minimum Average balance Rs.2500/-

 Rs.150/- + App.Tax ( Monthly – Till default Continue)

b)

STATEMENT CHARGES

 

 

i) Daily / Weekly / Monthly e-Statement (Savings, Current, CC, OD A/c.) through registered email as per mandate.

Nil

 

ii) First Monthly Statement (Print / on mail) / Passbook Printing

Nil

c)

Passbook Charges

 

 

Current A/c , CC/OD A/c

Rs.5/- + App.Tax

d)

DUPLICATE PASSBOOK / STATEMENT CHARGES

 

 

i) Duplicate Passbook (with present balance)

 Rs.50/- + App.Tax

 

ii) Duplicate Passbook (with previous entries)

 

 

1. Above 3 months - Upto 12 months.

Per page Rs.10/- or Rs.150/- whichever is higher + App.Tax

 

 2. Above 12 months - Upto 24 months.

Per page Rs.10/- or Rs.200/- whichever is higher + App.Tax

 

iii) Account Statement – Per page

 

 

    1) Savings A/c

Rs.50/- + App.Tax  

 

    2) Current A/c

Rs.75/- + App.Tax  

 

iv) Specific request for Statement through registered email

Rs.50/- + App.Tax

e)

Transaction Charges

 

 

    i) Savings A/c

Free upto 50 debit transaction per month, thereafter Rs.2/- + App. Tax per debit transaction.

 

    ii) Current A/c

Nil

f)

Ledger Folio Charges

 

 

   i) Current A/c

- 1 folio = 1 to 50 entries.
- Per month 1 folio free.
- Above 1 folio, Charges of Rs.10/- + App. Tax per folio per month.
- No Charges for Monthly Average Balance Rs.2.00 Lakh and above.

g)

ACCOUNT CLOSING CHARGES

 

 

   i) Closing of Savings A/c.

Rs.300/- + App.Tax  within 1 year.
Death case – No Charges.
GL Heads - 183, 184, 185, 482, 581 - No Charges.

 

   ii) Unused Cheque book charges for Savings A/c.

Rs.4/- + App.Tax (per Cheque )

 

   iii) Closing of Current A/c.

within 6 months - Rs.750/- + App.Tax
within 1 year - Rs.500/- + App.Tax

 

   iv) Unused Cheque book charges for Current, CC & OD A/c.

Rs.10/- +App.Tax (per Cheque )

h)

RETURN OUTWARD ( CTS/ECS/NACH/ACH/OBC)

 

 

   i) Upto Rs.1.00 Lakh

Rs.100/- + App.Tax  ( per instrument )

 

   ii) Above Rs.1.00 Lakh

Rs.250/- + App.Tax  ( per instrument )

 

   iii) OBC Inward by Post

Rs.60/- + Postage + App.Tax.


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