“Parsik Mobile” is a comprehensive Mobile Banking platform through the Immediate Payment Service (IMPS) of NFS Switch of the National Payments Corporation of India (NPCI) that will enable customers to transfer money from one bank to another bank instantly. This service is available 24x7 and 365 days a year, interbank electronic fund transfer service through mobile phones

"Parsik Mobile” – Parsik Mobile facility will be offered free of cost to our valuable customers. Mobile Banking of G P Parsik Bank provided following facilities

1. Check balances of your savings/current accounts
2. View last four transactions
3. Cheque Book Request
4. Stop Payment of Cheque
5. Cheque status
6. Transfer funds up to Rupees 50000/- per day, within your linked accounts or to a third party account within the bank or Interbank using IMPS
7. Hot ATM Card
8. Utility Bill Payment

Steps for availing Parsik Mobile:
Customer has to submit the application form at his/her branch and register for Mobile Banking facility. On successful registration, customer will receive a SMS.

Objectives of Parsik Mobile
1. Parsik Mobile allows funds transfer using beneficiary account number and IFSC.
2. Building a robust retail payment service that is real time, available 24X7 & is cost effective.
3. Providing a channel independent access mechanism.

Benefits of Parsik Mobile
Instant domestic fund transfer
Safe and secure, easily accessible and cost effective
Channel Independent (can be initiated from Mobile)
Debit & Credit Confirmation by SMS
Multiple input options to choose for initiating transactions

Parsik Mobile Features
P2P- Persons to Person
P2A (IFSC/Account number)

Person to Person (P2P)
IMPS P2P is a service used to transfer funds between two individuals having accounts in same bank or different banks which are member of IMPS network.

Following are the details to be used while making payments using IMPS P2P service:
1. Beneficiary Mobile No. (10 Digits)
2. Beneficiary MMID (7Digits)
3. Amount
4. MPIN (Password)
5. Remarks (Optional)

IMPS P2P offers immediate debit to the remitter account and immediate credit to beneficiary account.

Person to Account (P2A)
IMPS P2A is a service launched by NPCI to boost IMPS adoption by using IFSC code and beneficiary Account Number which is already popular in RTGS/NEFT transaction. In IMPS P2A, remitter needs to enter beneficiary account Number and IFSC code instead of Mobile Number and MMID.

Following are the details to be used while making payments using IMPS P2A service:
1. Beneficiary Account No.
2. Beneficiary IFSC (11 Digits)
3. Amount
4. MPIN (Password)
5. Remarks (Optional)

Utility Bills Payments through Parsik Mobile Banking
Parsik Mobile Banking offers you instantly utility bill payments at your fingertips. Using Parsik Mobile Banking you can pay following Bills:

Utility Bill payments
• Mobile Prepaid / Postpaid
• Electricity Bill Payment ( MSEB, Torrent..)
• Landline Bill (MTNL, BSNL ...)
• DTH top-up (Tata Sky, Dish, Videocon..)
• Data Card Recharge
• Insurance premium payment (LIC & Pvt. Insu.)
• Gas Bill (Mahanagar..)