10

LOANS & ADVANCES

a)

Issue Of Pre-Sanction Letter

i) Amount upto Rs. 10 lacs

Rs.1000/- +App.Tax.

ii) Amount above Rs. 10 Lacs

@ 0.10%+ App.Tax maximum Rs.1,00,000/-

b)

Stamp Paper Commission.

Actual + Rs.10/- +App.Tax.

c)

Release Of Mortgage Documents.

Rs.1000/- + App.Tax

d)

HP cancellation letter to RTO & Insurance

Rs.200/- + App.Tax

e)

Supply of Loan Application Form

Rs.100/- + App.Tax.

f)

Credit Information Report Agencies Charges

i) Individual

1. Applicant & co-applicant (From Any two companies)

 Rs.150/- + App.Tax per report

2. Guarantors (From Any one company)

 Rs. 150/-  +App.Tax

ii) Commercial

1. Applicant (From Any two companies)

Rs. 1500/- + App.Tax per report

2. Guarantors (From Any one company)

Rs. 1500/- + App.Tax

g)

CERSAI Charges

i) Charge Creation / Modification of Property / Hypothecation of Commercial / Retail

   1) Up to Rs. 5 Lac

Rs. 100/- + App.Tax

   2) Above Rs. 5 Lac

Rs. 200/- + App.Tax

ii) CERSAI Search Report

Rs.50/- + App. Tax

h)

Processing Fees (on Loan Amount)

i) For new Loan

1) Above Rs.25000 to Rs 1.00 Lakhs

Rs. 250/- + App. Tax

2. Above Rs.1.00 Lakhs to Rs.5.00 Lakhs

Rs. 1000/- + App. Tax

3. Above Rs.5.00 Lakhs to Rs.10.00 lakhs

Rs. 1500/- + App. Tax

4. Above Rs.10.00 lakhs to Rs.50.00 lakhs

0.25% + App. Tax

5. Above Rs.50.00 lakhs to Rs.1.00 Crores

0.50% + App. Tax

6. Above Rs.1.00 Crores

Upto 1.00% + App. Tax

Note : For Housing Loan, maximum Rs.25000/- + App. Tax

ii) For Renewal of C.C./C.C. CLEAN /OD Limit

1. Upto Rs.10.00 lakhs

Rs.1000/- + App. Tax

2. Above Rs.10.00 lakhs to Rs.50.00 lakhs

Rs.2000/- + App. Tax

3. Above Rs.50.00 lakhs to Rs.1.00 Crores

Rs.2500/- + App. Tax

4. Above Rs.1.00 Crores

Rs.5000/- + App. Tax

i)

Visit Charges
(For Post disbursement visit after final disbursement of loan charges for confirmation of end use for new loan)

Rs. 500/- +App.Tax

j)

Revalidation of Loan Proposal Charges:

i) All Types of Loans upto Rs. 10 lacs

Rs. 1000/- +App.Tax

ii) All Types of Loans above Rs. 10 lacs

Rs. 5000/- + App.Tax

k)

Pre-Payment Penalty:

1) Individual

Nil

2) Non-Individual

    i) Prepayment is from own funds

Nil